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You must consider your present financial position to choose if you need a quick advance payday loan. Will you be able to pay back the sum and the interest that you will take? At first, you must know about the advantages of a quick advance payday loan that will be useful for you. A quick advance payday loan puts gives you the required amount of money during several minutes after you fill the request. The upper limit of such short-term loans is usually 1500 dollars. At some moments it can arise a cash emergency, and quick payday advance loans will provide you with needed amount of money without bothering with too many questions. The process of getting a quick payday advance loan is very simple. The credit lending organization will check your salary and employment only. After this process is finishes the lender will ask for a post-dated check, which includes the fee, that he charges which ranges from 15 to 30%. The quick payday advance loan should not be abused because constantly borrowing against your future paychecks could land you in a deep financial trouble. Quick payday advance loans are a way of borrowing in emergencies and should be limited to those cases only.